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How to improve your financial health in 2023

by Scott Minshall
January 5, 2023
A A

Marquette, Mich. (WZMQ) – Each new year millions of people make resolutions, for example, the resolution to stay physically healthy is a popular one. but many people have set the goal to not only keep their bodies healthy but get financially healthy too.

Financial Advisor Eric Froberg, of Mark Aho Financial Group in Marquette, told 19 News that
It’s important to look closely at the money you have coming in from sources of income, like jobs and investments.

But also to look just as closely at how you spend your money and look at unnecessary expenditures.

Something as simple as packing a lunch rather than eating out can have substantial financial implications.

Froberg said, “if you save $27 bucks a day throughout the year, it turns into $10,000 savings at the end of the year, so if you can save $20 dollars a day it can reap the rewards in the future.”

Froberg also stressed the importance of keeping an eye on credit card interest rates.
This year the average interest on a new credit card is over 22%. that’s higher than many who use credit cards are used, which Froberg says is why it’s vital to avoid falling into credit card debt.

There are a wide variety of free budget apps that allow you to easily and quickly create a budget that will help you manage your finances.

A majority of them you can even use right on your phone.

Some of the ones that were recommended to us are linked below

https://mint.intuit.com/

https://www.honeydue.com/

https://www.personalcapital.com/

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